Resources & News
Insights to help you compose your next chapter.
The conversations that matter most rarely start with a spreadsheet. At Composition Wealth, we're here for all of them: the questions about family, goals, legacy, and yes, money too. Stay connected to the perspectives and insights that help you move your story forward.
Who Pays the Tax on Your Trust?
A kingdom once taxed its farms twice: once at harvest, once at the gate. That old parable maps neatly onto trust taxation today. Discover who actually pays your trust's income tax, and whether its structure still earns its keep.
HEMS: The Four Words That Make a Trust Work
Every trust seems simple until someone asks for something unusual. Four words: health, education, maintenance, and support quietly govern countless trustee decisions. This "ascertainable standard" balances flexibility with protection, letting trustees adapt to life's surprises.
You Can Have the Exclusion or the Step-Up. You Rarely Get Both.
Estate planning has a hidden trade-off: shed the estate tax or keep the step-up in basis. You rarely get both. The best choice depends on your federal exposure, your state's rules, and whether you're in a community property state.
Bond Yield Battle
Bond yields have surged in 2026 as rate-cut expectations flipped to rate-hike concerns. Explore what's driving this shift—fiscal deficits, AI-fueled corporate borrowing, competing global yields—and why we still see opportunity in fixed income today.
Washington Millionaires' Tax: Five Moves to Make
Washington's new 9.9% millionaires tax launches January 1, 2028. With limited time to act, high earners have a critical planning window. Explore five essential strategies—from business structures to relocation decisions—that could make a significant difference.
When Does a Hobby Become a Career?
Turning what you love into what you do for a living sounds simple until you try it. The honest answer is rarely yes or no — it usually depends on how flexible you are about the shape your passion takes.
Upcoming Events
Register for Composition Wealth Events
Navigating the Current Workforce: How to Help Your Recent College Grads
The current job market is causing significant stress for young adults and recent grads alike. Join us September 24 for a webinar to learn how to stand out as an applicant and build a career from the ground up.
Creating a Legacy of Caring: Teaching Kids About Philanthropy
When is it “too early” to plant seeds for giving back to the community—what do kids really understand? Join us October 8 to learn how to involve children of any age in giving back to the community.
Travel Big, Pay Less, featuring The Points Mom
Do you think of credit card points as currency? If you don’t, you’re missing out on some great deals and cool locations. Join Cindy Greenstein, The Points Mom, to maximize your credit card points.
Recent Events
Watch the Replay
Webinar: Sleeping Better for Better Days
We recently hosted Dr. Marc Milstein for a practical and entertaining webinar on improving the quality of your sleep (and your life).
Turning Passion into a Career: Simmy Kustanowitz, Clock Tower Innovation
We teamed up with Simmy Kustanowitz, an Emmy-nominated television producer, to discuss how to turn your dreams into a dream job, and how you can feed your passions through work and life.
Paws and Portfolios: Composition Wealth and The LaBelle Foundation Discuss Charitable Giving
Scott Smith, Blake McKibbin, and Jake Hungarter are joined by Samantha Periano to discuss tax strategy and how your giving can be structured to maximize impact, reduce your tax burden, and align your giving with your broader financial goals.