Ben Offit, CFP®, CEPA®
Partner, Senior Wealth Advisor
Ben Offit is a Partner and Senior Wealth Advisor at Composition Wealth. With over 15 years of experience advising high-net-worth families, entrepreneurs, and business owners, Ben specializes in wealth transfer planning, risk management, investment policy development, and tax-advantaged portfolio design. His mission is simple: to help clients simplify complexity, make confident financial decisions, and live the story they’ve always envisioned.
As a Certified Financial Planner™ and Certified Exit Planning Advisor (CEPA®), Ben has been recognized as a Five Star Wealth Manager by Baltimore Magazine every year since 2017, a Top Wealth Manager Under 40 by Fortune Magazine, a Top 100 Person in Finance, and a Leader in Finance by Baltimore Magazine.
Before joining Composition Wealth, Ben was the Founder and CEO of Offit Advisors, an independent financial planning firm acquired by Composition in 2024. He began his career in 2009 and quickly earned a reputation as an excellent listener and translator of complex concepts into clear, actionable guidance. Known for his follow-through, integrity, and relationship-driven approach, Ben’s clients value the trust and clarity he brings to every conversation.
Ben’s entrepreneurial drive began early. While studying Entrepreneurship at the University of Maryland, Robert H. Smith School of Business, he founded Offit Edutainment, developing an interactive football-themed online game to help students prepare for the SATs. That same curiosity and creativity now shape his financial planning philosophy—combining rigorous analysis with an ability to see opportunity in every situation.
A former Chairman of the Financial Planning Association (FPA) and graduate of Leadership Baltimore County, Ben also serves on the Board of Directors of Baltimore Crisis Response, Inc. and has held leadership roles with the Conflict Resolution Center of Baltimore County and Run Hope Work, among other community organizations.
Holds both a CERTIFIED FINANCIAL PLANNER® (CFP®) certification and a Certified Exit Planning Advisor® (CEPA®) designation
Active series 6, 7, 63, and 65 licenses, plus Life, Health, Property & Casualty Insurance credentials
Fun Facts:
- Resides in Fulton, MD, with his wife Amanda, their sons Reed and Nate, and their dog Ray Ray
- Enjoys exercising, reading, podcasts, music, traveling to new places domestically and internationally, and supports Maryland sports teams
- Is a Foodie who obsessively loves trying new restaurants